By Valerie Quevedo 

What’s worse than cyber crime?  Cyber criminals posing as cyber-crime fighters!  I received the email below in my inbox this morning, and my first reaction was to laugh at how ridiculous it was (just send you a bunch of my private info and I get a $900.000.00 refund, eh?)  But then I realized with many people trying to navigate the unfamiliar waters of protecting their identities in the aftermath of the Equifax breach, this email is hitting at prime time to fool a lot of people who may think this message is linked to their efforts.  Please be careful out there, and as always: think twice before you click!


From: Cyber Crime Refund Service []
Sent: Friday, September 22, 2017 5:54 AM
To: Valerie Quevedo <>
Subject: Your Approved Fund (Final Notice)

Good day:

A Scam Compensation sum of (US$935.000.00) has been approved in your name through World Dept Reconciliation Committee in conjunction with World Bank Mass Assisted Project Funds, Please note that this compensation program involves business investment Failure, Inheritance, Contracts, Lottery, Dating, Diplomatic Payment, E.T.C, the mass assisted fund was approved to settle failed businesses / Scam Victims.

Please indicate if you have received your compensation funds sum of (US$935.000.00) as we have tried all our possible means to contact you since your name and email address were stated on the manifest list submitted by the world bank external auditors but to no avail and we want to know if you are still alive by contacting you this last time so that we can finalized this transaction once and for all as accordingly.

This notification stands as final notice to you for you to claim your fund and after 5 working days of this notification, if no response is received from you, it will be assumed that you are dead/sick and as such your fund will be declared as Government Recovery Funds.

Re-confirm as follows:

(1) Your Full Name:
(2) Full Residential Address:
(3) Country/State:
(4) Direct and Current Phone Numbers:
(5) Passport identification:
(6) Next Of Kin:
(7) Age/Occupation/ sex:
(8) Private Email Address:

Note: The above information is necessary to certify that you are the rightful beneficiary of the said funds. As soon as we confirm this information, more details and instruction shall be given to you on how to claim your fund.

I await your reply with the confirmation of the above information. Reply:


Mr. Ronald De Waay
Cyber Crime Refund Service
CCRS Managing Director
Tel: +1 425-3367-778